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Business Insurance
Business Insurance from Lionstone Insurance Advisors

Every business is unique and your insurance policy should be tailored to your business needs. Whether you own a small business or a large business, Lionstone Insurance Advisors has the products to meet your specific exposures. We carefully examine all of your exposures to offer the most appropriate coverage for your business insurance.

Products we can offer your business:

General Liability Professional / Managerial Liability
Property Inland Marine
Workers Compensation Bonds
Commercial Umbrella Crime
Commercial Auto / Fleet Business Owners Policy (BOP)

General Liability

For all your "what-ifs"

As a business owner, you are potentially liable for every product, service, and operation relating to your business. While sound procedures may be stressed throughout your organization, the fact remains that no person or machine is perfect. In spite of your best efforts, harm caused to a third party relating to your business could lead to litigation.

The Solution

Commercial liability insurance is designed to protect business owners and assets from a variety of exposures. It can cover liability arising from accidents on or off premises, to products sold by the insured that result in injury to the user, to contractual liability, leaving an owner free to concentrate on managing their business.

Commercial liability insurance pays for expenses such as attorney's fees, witness fees, and police reports. The coverage goes beyond the basic expenses of a legal defense to cover any reasonable expenses the business owner may incur at the insurance company's request to assist in the planning of their defense. The liability policy will also fund the premium for any bond the court requires, ensuring that the judgment will be paid if the business owner is found legally liable for an injury or property damage.

Lionstone has the ability to provide coverage for many business types. Below is a example of some of the businesses and organizations we cover:
  • Apartments
  • Amateur Sports Leagues
  • Bars/Restaurants/Nightclubs
  • Beauty Shops/Barber Shops/Nail Salons
  • Builders Risk
  • Business/Commercial Auto Fleet
  • Clothing Stores
  • Commercial and Residential Child Care Centers
  • Contractors
  • Fast Food Restaurants
  • Golf & Country Clubs
  • Gyms and Fitness Centers
  • Hotels/Motels
  • Janitorial Services
  • Landscapers/Tree Trimmers
  • Offices
  • Professional Athletes
  • Professional Sports Teams
  • Personal Trainers
  • Retailers & Mercantile
  • Roofers
  • Vacant Buildings
  • Wholesalers
  • YMCAs
  • Youth Athletics

Advantages to using Lionstone:

  • Security of an A.M. Best A or better rated carriers
  • Quick & comparative business insurance quotes
  • Guaranteed Certificates of Insurance in less than an hour
  • Fast Claim Response
  • Loss Control Programs

Don't see the coverage you need, we have it. Give us a call to find out! 1-800-443-5903

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